Buy A Home Refinance

Refinancing With Arboles

Purchasing a home should be an exciting time for you, and we’re here to make the experience as seamless as possible. We’re your reliable, knowledgeable partner every step of the way. Rain or shine, day or night, we're here to answer your questions and provide an unprecedented customer experience.


Step 1 - Know Your Score

Your credit score will determine what options you have when it comes to refinancing. Check out your score, make sure there are no issues or discrepancies and move forward knowing the cards you have to play.


Step 2 - Apply for your loan

Get with your Arboles loan officer and make sure the lending option you have chosen is the best fit for you. Once you’ve made your final decision it’s time to start the application. Be thorough, accurate and complete. Once this is complete and you have your appraisal, all of it will be sent off to the underwriter for approval.


Step 3 - Appraisal

To refinance your home, the lender is going to want to know how much your home is worth. Straighten up the house, fix that leaky sink and make the call. You’ll want everything in order so that your appraisal comes back as favorable as possible.


Step 4 - Signing your documents

By now your loan has been approved by an underwriter, you’ve locked in your interest rate, and ordered your documents. All that’s left to do now is sign. Make sure you provide yourself enough time to thoroughly read through your documents as you go to make sure everything is correct before signing.


Step 5 - Close

Congratulations – you’ve made it! You should know you have three days to cancel if the loan you have chosen is not right for you. You can find the dates for this official period in the “notice of right to cancel” portion of your loan documents.